Terms of Service

Last Updated: January 8, 2025

Welcome to medicaresupp.org (the “Website”), operated by the American Association for Medicare Supplement Insurance (“AAMSI,” “we,” “us,” or “our”). By accessing or using this Website, you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, please do not use the Website.

Purpose of the Website

medicaresupp.org is an informational and directory-based platform designed to help consumers learn about Medicare Supplement Insurance and connect with independent, licensed Medicare insurance agents.

AAMSI does not sell insurance, provide Medicare coverage, or act as an insurance carrier. Inclusion of an agent or listing on the Website does not constitute an endorsement, recommendation, or guarantee by AAMSI.

No Professional Advice

All content on this Website is provided for general informational purposes only. Nothing on the Website should be considered insurance, financial, medical, or legal advice.

Users should consult directly with a licensed Medicare insurance agent, insurance carrier, or appropriate professional before making any Medicare-related decisions.

Agent Listings & User Submissions

Agent Listings

Agents featured on medicaresupp.org are independent third parties. AAMSI does not verify, certify, or guarantee licensing status, availability, pricing, or suitability of any agent unless expressly stated.

User and Agent Responsibilities

By submitting information to the Website (including listings, profiles, forms, or messages), you represent that:

  • All submitted information is accurate and current
  • You have the legal right to submit the information
  • Your submission does not violate any applicable laws or third-party rights

AAMSI reserves the right to edit, suspend, reject, or remove content or listings at its sole discretion.

Subscriptions, Fees & Payments

Certain features of the Website, including agent listings or enhanced placement, may require payment or subscription.

  • All fees are disclosed prior to purchase
  • Payments are non-refundable unless explicitly stated otherwise
  • Subscription terms, renewal periods, and pricing are presented during checkout
  • Failure to maintain an active subscription may result in suspension or removal of listings

AAMSI reserves the right to modify pricing, features, or subscription terms at any time.

No Guarantee of Results

AAMSI does not guarantee leads, inquiries, placement visibility, business results, or revenue. Outcomes depend on numerous factors including market conditions, consumer behavior, and agent responsiveness.

Third-Party Links & Services

The Website may contain links to third-party websites or services. AAMSI is not responsible for:

  • The content, accuracy, or practices of third-party sites
  • Any transactions conducted with third parties
  • Any losses or damages arising from third-party interactions

Use of third-party services is at your own risk.

Intellectual Property

All content on medicaresupp.org, including text, graphics, logos, design elements, and software, is the property of AAMSI or its licensors and is protected by applicable intellectual property laws.

You may not copy, reproduce, distribute, modify, or exploit any Website content without prior written permission.

Prohibited Use

You agree not to:

  • Use the Website for unlawful, misleading, or fraudulent purposes
  • Submit false or deceptive information
  • Interfere with Website security or functionality
  • Scrape, harvest, or misuse Website data

Violations may result in suspension or termination of access.

Limitation of Liability

To the fullest extent permitted by law, AAMSI shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:

  • Use of or inability to use the Website
  • Reliance on information provided on the Website
  • Interactions between users and listed agents

Use of the Website is at your own risk.

Indemnification

You agree to indemnify and hold harmless AAMSI, its officers, directors, affiliates, and partners from any claims, damages, losses, or expenses arising from:

  • Your use of the Website
  • Content you submit
  • Violation of these Terms

Termination

AAMSI reserves the right to suspend or terminate access to the Website or services at any time, with or without notice, for any reason, including violation of these Terms.

Changes to These Terms

AAMSI may update these Terms at any time. Continued use of the Website after changes are posted constitutes acceptance of the revised Terms.

Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.

Contact Information

Questions regarding these Terms may be directed to:

Website: medicaresupp.org
Email: contact (at) medicaresupp.org