I am a totally-independent health ins. broker specializing in Medicare HMO & PPO; appointed
with all (13) of the largest CA Medicare ins. plans, providing totally-free consultations and advice.
I have no bias/preference towards any Medicare carrier or plan; instead, I get to know my clients
well enough to find the plan that best meets their medical/pharmaceutical needs and budget.
And I service those needs as long as they remain my client, never with any charge. I also stay
current on all of those plans and developments with Medicare itself.
